Data Analyst - Remote (Credit team)

Europe Only
Sep, 16
Apply For This Job
The credit department at Revolut designs, develops and launches credit products across multiple countries.
As we do this from scratch we have complete responsibility for each product: developing the backend, the front-end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions.
The team is made up of a mix of risk management, product, design and software professionals, providing lots of opportunity to share knowledge and learnings across functions.
About The Role
You will be part of the Credit Insights and Analytics team, providing analytics & Insight services to credit teams around the world. You will work alongside the policy and modelling teams within the Global Credit Management function. You will be joining early in the team’s development and will have the chance to shape, build and establish it in the business. Your primary stakeholders will be senior managers in the Credit Management team and local country credit teams.
What You'll Do
You will be part of the core credit analytics team adding value to the business by conducting analysis, providing insight and building analytical tools to support entry to new markets, track portfolio performance and conduct deep dives to influence Revolut’s credit strategies. This is a technical business role which requires both the ability to analyse and draw conclusions from data as well as to present and discuss those conclusions with non-specialists.
- Your goal would be to provide analytics which help Revolut’s local credit teams:
- Develop, maintain and review credit reports using Looker, SQL, Python.
- Deep dives into areas of interest identified through said reports.
- Ad-hoc data analysis to support credit strategy decisions. Results presented in neat and easy to digest format.
- Forecasting and external data gathering.
- Building and deployment of analytical tools for use by the local credit teams.
What You'll Need
- Proven experience of working with large datasets using Python(Pandas) & SQL. Past experience with Looker is an advantage. Past experience with SAS will be noted, though it will not be immediately utilised.
- Proven experience in presenting outcomes of analysis to business users.
- Ability to extract the essence from complex matters and explain it in plain English.
- A bachelor's degree (or higher) in a quantitative/analytical subject like maths, computer science, physics, engineering from a top university.
- Experience in credit risk management of unsecured retail credit portfolios (acquisitions, portfolio management, collections, impairment) is a strong advantage. This may  include credit origination, credit limit management, risk based pricing, retention strategies etc.
- Deliver excellent results which exceed requirements, plan appropriately to meet multiple objectives.
- Understand the value of speed to market and are able to balance between elegant problem solving and business need of the hour.
A little about us…When Revolut was founded in 2015, we had a vision to build a sustainable, digital alternative to traditional big banks. Our mission now is to help our customers improve their financial health, empower them to have more control, and promote financial cohesion across the communities in which we operate. Launching into 2020 with 10 million Personal customers and over a quarter of a million Business customers only reinforced our belief in the vast need across the world for better financial services. As our customer base has boomed in the last year, we’ve expanded our team to match that growth. We started 2019 with several hundred employees; we closed it out with 2000.
What we’re looking for…Revolut is being scaled up by people all around the world who share our vision. We’re looking for people who align with our five core values: we believe that we Get it Done because we Think Deeper and are strongly rooted in the Dream Team. We Never Settle hence why we always Deliver Wow. You want to join a community of forward thinking people - we are here for you. We believe in empowering our Revoluters in their work, giving them autonomy and ownership of what they do. We want everyone at Revolut to own their story and their successes - working with us means you’re not just another cog in the machine.
Apply For This Job